GoDay Email Money Transfer Loans

GoDay’s email money transfer loans can help you manage unexpected financial needs. Whether you need to fix your car, buy a new refrigerator, or pay any other unexpected expense, GoDay can get money into your hands quickly.

What is an Email Money Transfer Loan?

An email money transfer loan allows you to sidestep the time-consuming process of traditional loans. Instead of filling out a lengthy application form, submitting a pile of supporting documents, and waiting forever for a decision, everything happens very quickly.

Do I Need to Supply Proof of Income?

No, you do not need to submit proof of income when you apply for GoDay’s email money transfer loan. GoDay verifies your income electronically and you don’t need to do a thing.

How Complicated is the Application Process?

The application process is extremely easy. Just go to our home page and hit the “apply now” button. This gives you an instant estimate of your costs to borrow, based on your location.

If you want to move forward, complete our application form and submit. You’ll have our decision in minutes.

How Much Can I Borrow?

Our email transfer loan, or payday loan is a financial product meant for short-term financial needs. It only offers between $100 and $1,500, so it is not meant for large expenses. If you need to borrow more money, we suggest you read this article of the different types of loans available in Canada..

How Does an Email Transfer Loan Work?

If you want a loan, you must sign your loan contract electronically. This triggers the Interac® Email Money Transfer.

Your financial institution will hold the funds for you until you either deposit the transferred funds, the Interac e-Transfer transaction is cancelled, or the Interac e-Transfer transaction expires.

The timeframe for an email funds transfer is usually very short, but much depends on your financial institution.

Does GoDay Check My Credit?

Yes. GoDay may conduct a credit check as part of our automated decision making process. Typically, we use a soft credit inquiry which does not impact your credit score, although this depends on your credit history.

Luckily, GoDay’s artificial intelligence assessment considers many factors. If you earn an income paid by direct deposit you may qualify, even if your credit isn’t great.

What Fees Will I Pay?

GoDay’s email money transfer fees depend on your province or territory. As mentioned above, GoDay reveals these fees to you without obligation once you input your location on our website. GoDay welcomes applicants, even if they applied previously and decided not to borrow.

Furthermore, financial institutions don’t normally charge for receiving an email funds transfer so it is a fast, economical way to move funds.

Why Choose GoDay?

GoDay is a licensed lender bound by regional consumer protection laws. We’ve issued email money transfer loans to Canadians since 2012.

Our reviews on TrustPilot indicate our customers like what we offer. We’re Canadian owned and operated and proud of our top-notch customer service.

GoDay Bonus

When you apply for an email money transfer loan through us, we’ll review your application to see if you qualify for an installment loan instead. If so, you may enjoy more time to repay your loan and better terms too. You can read more about personal loans here.