Fast, Easy Online Payday Loans in Canada
How it works
Quick Online Application
Flexible Borrowing
Fast Cash
Fast online payday loans
Go ahead. Apply. We specialize in fast payday loans.
Get emergency cash or avoid late payment fees.
Our 100% online payday loan application is secured by industry leaders.
24/7 instant pre-approval
Upfront fee disclosure
Easy and fast experience
No paperwork required
More reasons to love us
Modern security
All online
No hidden fees
We’re your biggest fan!
Why GoDay?
Loans Simplified
Finance 101
How are we doing?
Online payday loans across Canada
Frequently asked questions
To get a GoDay payday loan, you must:
- be a Canadian resident over the age of 18
- have an open bank account with a Canadian bank or credit union
- get paid by direct deposit
- have your own, valid email account
- provide us with your home or cell phone number
- get paid by direct deposit and “receive a steady source of income”
No! We are accepting customers and funding loans on a variety of incomes beyond employment. These include the Canada Child Benefit, Disability Tax Credit, Old Age Security, private pensions, and the Canadian Pension Plan. Complete a fast payday loan application so we can determine if you qualify for an online loan!
About
Lending Process
Financial Planning
British Columbia: The APR on a $300.00 loan for 14 days in BC is 365% at the rate of $14.00 per $100 borrowed. Online BC Payday License # 67513.
Ontario Residents: The cost of borrowing at GoDay.ca is $14.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $70.00, with a total payback amount of $570.00 and an annual percentage rate of 365%. The maximum allowable cost of borrowing under payday loan agreements is $14.00 for each $100.00 advanced.
New Brunswick Residents: The maximum charges permitted for a Payday Loan is 14% of the principal. We charge $14 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365%.
Nova Scotia Residents: The total cost of borrowing $100.00 for 14 days is $14.00. Payday Loans are High Cost Loans.
Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $14 per $100 borrowed. We charge $14 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365%.
Manitoba Residents: The APR on a $300.00 loan for 12 days is 425.83% on a rate of $14.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at www.manitoba.ca/cca/cpo.
Alberta Residents: The APR on a $300 loan for 42 days is 121.67% for a borrower who is paid weekly on a rate of $14.00 per $100 borrowed.
PEI Residents: The cost of borrowing at GoDay.ca is $14.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $42.00, with a total payback amount of $342.00. The maximum allowable cost of borrowing under payday loan agreements is $14.00 per each $100.00 advanced.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
