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Fast, Easy Online Payday Loans in Ontario

Borrow up to $1,500 today with GoDay
I want to borrow: $ 400
Apply Online Today
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How GoDay’s Online Payday Loans in Ontario Work

Quick Online Application

Apply anytime for your Ontario payday loan online through our secure form. It takes minutes to complete, and you’ll receive an instant decision about your loan.

Flexible Borrowing

Borrow up to $1,500 and manage everything online. Choose your loan amount, review clear terms, and experience a quick payday loan in Ontario built around your schedule.

Fast Cash

Once your online payday loan is approved, funds are deposited directly into your bank account, often within an hour, so you can handle emergencies with confidence.
Get Started

Ontarians Rely on GoDay for Online Payday Loans

Across cities like Toronto, Ottawa, and Hamilton, thousands of Ontarians trust GoDay for online payday loans that are fast, transparent, and fully licensed. Whether you’re in Northern Ontario or downtown Toronto, GoDay makes it easy to get the help you need through payday loans, without delays, travel, or paperwork.

Helping Canadians with Online Loans Since 2012

Since 2012, GoDay has helped Canadians access responsible, transparent, and fast online payday loans. We’re a Canadian-owned and operated lender, licensed under Ontario law, and committed to protecting every borrower’s privacy and security.

Each Ontario online payday loan is reviewed quickly, processed securely, and designed for convenience. From our encrypted online system to 24/7 accessibility, GoDay makes it easy to borrow online payday loans responsibly, whenever you need support.

5 Reasons Why We’re Ontario’s Most Trusted Source for Online Loans

GoDay combines speed, security, and simplicity: three essentials when you need a trusted online payday loan in Ontario.
1 /5

#1 - Advanced Security from Start to Finish

GoDay is 100% online. Which means we take your privacy and security seriously. As an online company, this has always been our top priority. We use the best in class encryption tools to ensure your personal information is only used with your authorization and is never shared.
Apply for an online payday loan today. GoDay makes it simple, secure, and fast.
Get My Online Payday Loan

24/7 Instant Decisions
Apply anytime and receive an instant decision for your Ontario payday loan using our secure online form.

Top-Level Encryption
Your Ontario payday loan details are protected with advanced encryption for complete online security.

Transparent Fees
See your total borrowing costs upfront; no hidden fees, no surprises, full transparency guaranteed.

Fast Cash Deposits
Get approved payday loan funds sent to your bank account within minutes through secure transfer.

No Paperwork or Faxing
Complete your Ontario payday loan fully online; no paperwork, no faxing, simple and convenient.

Licensed Ontario Lender
GoDay is licensed and regulated under Ontario payday lending laws to ensure fair, safe service.

How to Apply for an Online Payday Loan in Ontario

  • Complete Your Online Payday Loan Application: Submit your personal, banking, and employment details online.
  • Get an Instant Decision: Learn your eligibility and online payday loan amount (up to $1,500).
  • Receive Fast Funding: Approved online payday loan funds are deposited directly into your account, often within an hour.
Apply For an Online Payday Loan Today

Loan Terms and Repayment Options

GoDay’s Ontario payday loans are designed with transparency and flexibility in mind. Borrow anywhere from $100 to $1,500, depending on your income and eligibility.

Every payday loan agreement clearly outlines your online payday loan cost of borrowing, payback amount, and repayment date before you accept. There are no hidden fees, just honest, upfront information to help you make the right financial choice.

We also provide flexible online payday loan repayment options that fit your income schedule. Whether you choose to repay on your next payday or need a few extra days, GoDay’s process ensures that managing your loan is simple, transparent, and stress-free.

We’re committed to improving the customer experience with transparent terms, fair rates, and quick, automated service for online payday loans that save time and reduce stress.

Frequently asked questions

Most approved online payday loans in Ontario are funded within an hour through direct deposit.
No. GoDay is a 100% online payday loan lender, so you can apply, sign, and receive funds entirely online.
You must be 18 or older, have income, and maintain an active Canadian bank account to apply for online payday loans.
Yes. GoDay is a licensed Ontario payday loan provider regulated by provincial lending laws.
Absolutely. GoDay provides 24/7 online payday loan customer support for loan questions, applications, or repayment assistance.
Apply For an Online Payday Loan Today

Online payday loans across Canada

At GoDay we’re a licensed online payday lender, a proud member of our community, and we care about our customers. Try our service and let us show you why thousands of Canadians turn to GoDay when they need a payday loan. We proudly serve locations across Canada including:
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British Columbia: The APR on a $300.00 loan for 14 days in BC is 365% at the rate of $14.00 per $100 borrowed. Online BC Payday License # 67513.

Ontario Residents: The cost of borrowing at GoDay.ca is $14.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $70.00, with a total payback amount of $570.00 and an annual percentage rate of 365%. The maximum allowable cost of borrowing under payday loan agreements is $14.00 for each $100.00 advanced.

New Brunswick Residents: The maximum charges permitted for a Payday Loan is 14% of the principal. We charge $14 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365%.

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Nova Scotia Residents: The total cost of borrowing $100.00 for 14 days is $14.00. Payday Loans are High Cost Loans.

Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $14 per $100 borrowed. We charge $14 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365%.

Manitoba Residents: The APR on a $300.00 loan for 12 days is 425.83% on a rate of $14.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at  www.manitoba.ca/cca/cpo.

Alberta Residents: The APR on a $300 loan for 42 days is 121.67% for a borrower who is paid weekly on a rate of $14.00 per $100 borrowed.

PEI Residents: The cost of borrowing at GoDay.ca is $14.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $42.00, with a total payback amount of $342.00. The maximum allowable cost of borrowing under payday loan agreements is $14.00 per each $100.00 advanced.

Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.

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