Fast and efficient loans since 2012

GoDay partners with the most reputable financial institutions and uses the fastest tools in the industry to ensure you get the speediest service possible. We accept and approve online payday loan and online installment loan applications 24/7. Apply from your computer, smartphone or tablet, and our highly-automated system will do all it can to ensure you receive your funds as soon as possible.

Get your cash in as little as one hour once your loan has been approved. We can deposit your money straight into your account or transfer it to you via Interac^® Email Money Transfer (conditions apply).

Some lenders would be willing to give you the shirts off their backs if they could charge you interest indefinitely. Not us. Our short-term payday loan is intended to help get you back on track - not further off it. Be sure to check out our Finance 101 page as well as the GoDay Blog for resources and weekly updates ranging from budgeting tips and tricks to payday loan related educational material and resources.

Nobody likes surprises when it comes to money. That’s why we keep no secrets. Totally transparent, we disclose all fees upfront, including those you’ll be required to pay if you default on your loan, which we hope never happens. Unlike many online lenders, we do not exist in cyberspace alone. We’re a bona fide payday lender with physical offices in Toronto, Vancouver, Calgary, Regina Fredericton, and Halifax. What’s more, it’s staffed by real people who care about your financial wellness.

A payday loan or personal loan should alleviate your financial stress, not add to it. That’s why it’s so important to borrow from a lender you can truly trust. At GoDay, we’re compliant with provincial loan regulations, which means you’re protected legally with every cash advance. What’s more, our customer service representatives are professional, experienced, and available to answer any questions you may have with respect to your privacy, your obligations, and your rights.

While we welcome the opportunity to provide you with an online payday loan or personal loan, we want your short-term loan needs to be few and far between. That’s why you’ll notice a prominent link to Finance 101 on every page of this website. Finance 101 is our learning centre. There, you’ll find handy calculators, links to credit counsellors, useful apps, budget worksheets, and more. We’ve also gone to lengths to create a customer community where you can exchange ideas and insights with others in your situation. To become part of this community, follow our blog and join us on Facebook .