GoDay Emergency Loans

GoDay emergency loans are an excellent choice when you need to access cash quickly. We’ve helped Canadians manage many emergencies including automotive repairs, appliance replacements, and home plumbing, electrical, and heating problems.

If you need money within 24 hours, GoDay may be able to help.

How Long Does It Take for a Decision?

Once you complete and submit your application, you’ll have our decision in minutes. Please check your email spam if you haven’t heard from us quickly.

When Will I Get My Loan Funds?

Once you sign your loan contract you could get your loan funds in as soon as one hour. The latest you can expect your money is 24 business hours. GoDay offers direct deposit into your bank account or money via Interac® Email Money Transfer (conditions apply).

How Much Can I Borrow?

GoDay provides emergency loans of between $100 and $1,500. However, we offer you a set amount based on our assessment of your financial position.

Is Approval Guaranteed?

Sorry, no. We cannot guarantee approval for emergency loans. Nonetheless, the process is so simple and fast that you can easily look elsewhere if GoDay is unable to help.

What Income Sources Do You Accept?

We accept employment income, self-employment income, pension income, the Canada Child Benefit, and the Disability Tax Credit. If you receive your income via direct deposit, you may qualify.

Unfortunately, we cannot consider your application if you are currently in bankruptcy, a consumer proposal, or loan default.

Does Approval Rest on My Credit?

Not completely. GoDay uses an artificial intelligence assessment that considers many factors. Consequently, we won’t deny you based on a poor credit score. Nonetheless, we may do a credit inquiry to get an overview of your financial position.

What Is Your Emergency Loan Process?

GoDay is a licensed online lender. The process starts by us providing you with your estimated costs to borrow. Just provide your province of residence here and then make an informed financial decision.

Should you decide you want to borrow, complete our simple application form. We’ll respond in minutes. All you need to do is sign your loan contract and your funds are on their way. It’s that simple.

Why Choose GoDay?

GoDay is a licensed lender bound by regional consumer protection laws. We’ve issued emergency loans to Canadians since 2012.

Our reviews on TrustPilot indicate our customers like what we offer. We’re Canadian owned and operated and proud of our top-notch customer service.

GoDay Bonus

When you apply for an emergency loan through us, we’ll review your application to see if you qualify for an installment loan instead. If so, you enjoy more time to repay your loan and often more favourable terms too. You can read more about the advantages of personal installment loans here.